Your savings, believe it or not, affect the way you stand, the way you walk, the tone of your voice โ in short, your physical well-being and self confidence. A person without savings is always running. They sit nervously on lifeโs chairs because any small emergency throws him into the hands of others.
Without savings, a person is always fearful of the present and the future. Being in a constant state of fear is a horrible place in which to live. A person with savings can walk tall. They may appraise opportunities in a relaxed way, have time for judicious estimates and intelligent decisions. They need not be rushed by economic necessity.
A person with savings can afford to resign from his job, if his principles so dictate. A person who can afford to resign is much more valuable. He can afford to give his company the benefit of his most candid judgments.
A person always concerned about the immediate necessities, such as food, rent, school, and medical needs cannot afford to think in long range career goals.
A person with savings can afford the wonderful privilege of being generous in family and other emergencies. Emergencies become opportunities for service; they help shape personality and develop character.
Schools do not teach thrift. Schools do not teach work habits. However, a person with savings can teach their children by example how to have a more successful and worry-free life.
The ability to save has nothing to do with the size of a personโs income. Many high-income people spend it all, and are forever on a treadmill, always working โ never able to rest. The dean of American bankers, J.P. Morgan, advised a young broker: “Take waste out of your spending; and youโll drive the haste out of your life.”
If you donโt need money for college, a home or retirement, then save for self-confidence and you can take a level stare from the eyes of any man, whether they be friend or stranger. Start paying yourself regularly, because the state of your savings does have a lot to do with how tall you stand and how relaxed you walk.
A Person with Savings Can Walk Tall (A. F. Bannerman โ January 8, 2010)
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Lamang ang may alam! Attend our free online financial coaching Webinar to learn more.
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To see is to believe!
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Daig ng maagap ang masikap. Invest now and be rewarded for being healthy, saving correctly and investing early, safely and wisely.
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WATCH: A Better and Safer Way of Saving: The Ultimate Kaiser Health Builder Plan (Kaiser 3 in 1 LTC)
STEP 1: Generate your Own Kaiser Proposal.
STEP 2: Choose your plan and terms.
STEP 3: Fill Up the Form
STEP 4: Choose your Payment Options
NEED HELP?
We can assist you in the payment process! Just simply send your proof of payment to our email:
wisepinoys@gmail.com
For immediate response, send a message to our FB Messenger:
STEP 5: Payment Verification and Policy Approval
NEED HELP?
You may contact us if ever you experience a delay in your application.
You will receive an email with the link, your username, and your password so you can open, explore, and manage your Online Policy Management System (OPMS).ย
โ Read your Starter Kit, Policy, and Schedule of Benefits
โDownload your Kaiser HMO Benefit Card
โ Check all other features on your OPMS and share this amazing savings program with your friends, relatives, and family. Don’t let anyone miss the opportunity to be prepared financially in their senior years!
Something good you learn is a gift from God. Something good you share is a gift to God. Something good you do is God’s and your gift to others. Do it RIGHT and do it with PRIDE!
11 “For I know the plans I have for you,โ declares the Lord, โplans to prosper you and not to harm you, plans to give you hope and a future.”โ (Jeremiah 29:11)
โPrice is what you pay. Value is what you get.โ
If you canโt afford something be patient. Donโt resort to borrowing money from lending or credit companies. If you do so, your problem will increase exponentially.
Also, donโt resort to fraud, false propaganda, misinformation, contract breaches, law infringements, exploitation and the like. Just because things were made cheap or easy for you doesnโt mean itโs for you to grab. You may get away with it for a period of time and perhaps for the rest of your life. But the damage you brought to other peoplesโ lives will have a detrimental impact.
The law of the universe is no excuse for no one. Karma, good or bad, comes in many forms and through different times. So be careful with whom to trust and deal with.
Hereโs my advice: it is always best to invest in yourself. Iโm not talking about immediate gratification. This isnโt about slavish pending to make yourself feel good momentarily. Investing in yourself means adding value to yourself. It does not cost too much and information in relation to this abound.
For instance, you can read personal development books, watch worthwhile movies, meet influential people, attend relevant events, etc. Some organizations and speakers are worth the amount of money we pay them. Their expertise will have a long-term contribution on our success. However, remember to be keen when choosing your mentors or community. It is crucial to work with them long-term because good things take time to make them happen. Success is impossible without other people. A clichรฉ that goes, โyour network is your net worthโ explains it well.
By acquiring knowledge, we acquire power. Itโs something no one can take away from us. And itโs something we can utilize to turn ideas into reality. It helps us understand the right, moral and socially responsible way of doing things. It gives us ideas on how to increase cash flow efficiently, how to spend and invest correctly and wisely, how to save without losing or quitting too soon, how to get discounts without having to spend more just to avail them, how to build a solid financial foundation so we will be able to handle crises and economic challenges worry-free, panic-free and regret-free, and also, how to live a legacy to the next generations, how to build an organization or expand your business to achieve maximum potential, and how to leave a positive impact to the entire universe.
Achieving these simple yet essential execution of knowledge is likely to lead you to the moment when you will no longer worry about working to make a living if other entities are tirelessly producing resources to sustain your daily needs, altruistic mission, passions, level of comfort, economic security, family protection, wants, desires, and other goals.
The value you give to people matters more than any monetary values in the world!
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If You Want to be Wealthy, Donโt let Other People Do it for You. Do it for Yourself. Change Your Life. Protect Your Family and Your Assets.
No family left behind!
Gain FINANCIAL INDEPENDENCE, & live a RICH and FREE life now!
๐๐๐๐๐๐๐๐๐๐
Luz & Edd Jr. Mapanao, AFPยฎ
Licensed Insurance Underwriters
IMG Financial Literacy Educator
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Maria Filipina Lim Frani, AFPยฎ
Licensed Insurance Underwriter
IMG Financial Literacy Educator
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IMG Financial Literacy Campaigner
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1. SSS and Philhealth are not enough – they will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on your SSS pension alone.
2. Inflation – your P1000 now will have a lesser value in the future.
3. Our kids are not our retirement fund – part of “Pagtanaw ng utang na loob” Culture. We need to break this dependency. Let us not be a burden to our kids in the future.
4. We live longer – imagine retiring at the age of 65 with NO INCOME, then living until the age of 80, that’s 15 years’ worth of expenses. 65 years old is too far to imagine, right? How about taking a vacation for a year with no salary?
In essence, we all need to prepare for our future. It’s important to enjoy the present but it’s equally important to save and invest for our future too. It starts with Financial Education.
You Only Live Once, but remember You Also Grow Old…
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Kaiser 3in1 Long Term Healthcare investment ~ IPON NA WALANG TAPON MAY TUBO PA. LET MONEY WORK FOR YOU SOONER THAN LATER.
๐Healthcare ๐Protection ๐Education ๐Security ๐Emergency Fud ๐Comfort ๐Travel ๐Leisure
๐๐๐๐ฆ๐๐ฅ ๐ฏ ๐ถ๐ป ๐ญ ๐๐ฒ๐ฎ๐น๐๐ต๐ฐ๐ฎ๐ฟ๐ฒ ๐ฆ๐ฎ๐๐ถ๐ป๐ด๐ ๐ฃ๐น๐ฎ๐ป
Murang investment (88/day depende kung kelan mo gustong magkaron ng 1 Million)
Gift sa anak / Pamana sa mga mahal sa buhay
Retirement Fund / Emergency Fund
Walang masasayang kasi INVESTMENT mo yan para may allowance ka pag hindi mo na kayang kumita, PERA NA ANG MAGTA-TRANAHO PARA SA ‘YO 
Kung mahal mag investment, mas mahal magkasakit kaya dapat pinag hahandaan para iwas UTANG at PANIC MODE.
Guaranteed 10% annual interest plus many other benefits and it will never go negative!
HEALTH IS WEALTH!
Dapat ito talaga ang ating INUUNA!
Question: Ang Healthcare mo ba ay kahit di mo nagagamit kasi healthy ka ngayon, mababawi mo pa rin ba ang pera mo pagdating ng panahon?
Dapat YES! Pag hindi, you need to consider getting yourself KAISER LONGTERM HEALTHCARE.
KAISER LONGTERM HEALTHCARE is the 1st and ONLY Longterm Healthcare in the Philippines.
Kaiser is an HMO 3 in 1 Savings Plan with HEALTH INSURANCE, LIFE INSURANCE and INVESTMENT.
Kaiser provides Total Solution to your Healthcare, Investment, and Insurance in one product.
Kaiser has a fixed premium. No hidden charges.
You can use as your Retirement Fund, Kid’s Education, and other LongTerm Goals.
Kaiser has it’s own Medical Centers and Accredited Hospital and Clinics.
Napakadami ng benefits even during the paying period pa lang.
START BUILDING YOUR CHILD’S FUTURE NOW!!!
I love my family so I got Kaiser to leave some blessings instead of bills IF I DIE TOO SOON.
I love myself so I got Kaiser to make money work for me and have a comfortable life IF I LIVE TOO LONG.
Health is wealth so I got Kaiser to take care of me for life IF I GET SICK.
Daig ng maagap ang masikap. Invest now and be rewarded for being healthy, saving correctly and investing early, safely and wisely.
http://406004ph.imgcorp.com/quote/kaiser
Attend our free online financial coaching Webinar to learn more. Lamang ang may alam!
To see is to believe!
Fortitude For Fortune 