Who owns a house like this?

Even if you don’t care about houses just take a look:

Who would have such taste or live in such opulence?

An American Billionaire?
A Saudi Prince?
Louis XIV of France ?

Savour the pictures then scroll to the bottom of the page to see who owns this Work of Art.

This Mansion is in Salt Lake City, Utah, USA and belongs to:
Senator Manny Villar of the PHILIPPINES

While Filipinos starve, and die because of abject poverty ….and while Sen. Villar brags that he had poor beginnings and he had helped his poor countrymen over and over again… but look now.. he and his family live like this…….his GREED kills his poverty stricken fellow Filipinos .  So please consider this seriously in the upcoming elections.
PLEASE send this to everyone you know.
They can send it to everyone they know.
Soon Filipinos around the world will know what this man is doing to the people he wishes to serve if elected President.

This is a Forwarded Email.

Source:
Investec Out of the Ordinary
Please consider the environment before printing this email.

How to lose money

A plethora of financial management or money-making tips are made available through self-help books, job market, business articles, and forums. Some work for others while others work for some. Do you regret you did something that made you lose your hard earned money or have you ever wonder what happened or why you no longer have the amount of money you used to have? If you lost money, you have done one of these mistakes:

1) Joining multilevel marketing (MLM). I have never been successful to any of the so-called binary or pyramid scheme type of business or investment. I joined Forever Living Products, Amway, LoadXtreme, and IgenPortal but I lost more money, time, and effort instead of earning cash. This is not really for me and I learned that you can only be successful with MLM if you are good at finding and dictating people who can work hard for your team.

2) Accepting double-your-money deals. There is nothing wrong with investment or business venture. What makes it wrong is that if you fail to avoid a fraudulent person or company. A well-known prototype is the infamous Celso delos Angeles Demonios of the nagLegacy (in Ilocano, naglgasi means slipped) Group of Companies. My mother lost her money which was supposed secure my sister’s tertiary education. It literally slipped into delos Demonios’ pocket.

3) Keeping a credit card. If this is you’re not caught between life and death situation, there is no need to apply for a credit card because it will only increases your buying compulsion. Credit cards are one of financial firms’ strategies to gain profit by giving you access to things you want or what they tell you to must-have. This is their effective trap for people who don’t have self-control and who don’t know how to teach themselves to make payments on time. In the first place, don’t buy if you don’t have the money. Wait until you have enough and be sure to save for future needs through a debit card or savings account. I had my credit card closed before its second year (of course, the first year is waved and this is their trick that you get used to using their instrument of all temptations) because I didn’t want to pay the annual fee. Guess what. The credit card issuer didn’t get any profit from me because I paid my bills during the day or week of purchase. Instead, they lost courier fees and wasted papers trees for sending me letters as well as time and effort of customer service representatives (call center agents). Tsk tsk tsk!

4) Window shopping. Planning can be a good thing to make things happen but it takes preparation to achieve its full benefit. So if you window shop, be sure to have cash before going back to get what you’ve always wanted. Shopping around to look for cheaper or more reasonable prices are indeed a good way to save money but if you window shop to look for what’s hot or cool to buy, you better have a change of attitude and learn to be more discerning.

5) Vices. The more vices (smoking, alcohol, concubine, gambling, gluttony, materialism, living beyond your means, etc.) you have, the more expenses you will make. Try to stay away from temptations or things that do not help improve your life at all. It takes sacrifice to prove your worth as an individual in society or family where you belong.

6) Looking at what others have instead of what you have. If you bare in mind and practice by heart the 9th commandment, “You shall not covet your neighbors’ good,” that’s the only time you’ll stop wanting and start working hard for something you really need.

Writing for a living

I decided to share this topic because I’m fed up of managing and teaching people, particularly writers, who caused more problems than produced desirable outcomes. If you are interested and believe that you have the qualities and skills of a good academic writer, this is your chance. Have the right motivation, attitude, and information and I promise you won’t regret you’ve chosen to be one of us.

There are a lot of websites and blogs that provide or discuss online jobs. Just enter the right keywords in any of the search boxes of your search engine to find answers for your specific queries. I don’t have to elaborate the details but here are some considerations before you start deciding about working online.

1) Internet Access

Make sure you have your own computer, as much as possible, and an Internet connection because this more convenient rather than working in a cybercafe. Unlimited DSL connection is cheaper and more efficient than broadband subscription. I suggest Bayantel DSL if you’re in metro manila area or Digitel if you’re in the province. Based on my experience, other DSL or broadband providers are not very satisfactory. Using your mobile phone as a modem (just install the latest PC suite software) is fine if you are willing to spend 20/hr.

2) Choosing a Job

Be careful in discerning legitimate from fraudulent sites. Visit forums or Q&A communities. Please note that academic writing is just one of the various types of online jobs. This tough but it’s the most rewarding.

If you want to perform with utmost quality and productivity, look for free online libraries where you can get reliable sources of information or references. You may pay to view academic journals but it’s better if you choose a monthly or annual subscription. I recommend Questia because (USD99/year) it has the largest collection of literatures and Philippine eLib (Php12,000/year) if your target clients are Filipinos.

It’s definitely possible to choose to be an independent writer. However, you might find it difficult to have clients unless you have a large network of friends or marketing skills. My first and current online writing job provider is essaywriters.net (Its local site is writers.ph). There may be negative comments about this company but I have proven this to be the best so far due to the following reasons:

* There is no bidding, which means that writers have the freedom to start working with the chosen order immediately.

* Writers can ask for time extension, additional compensation, and copy of the required reference/s from the client or support team.

* It doesn’t run out of clients, which means that you can have long-term income stability.

* It encourages professionalism.

* It delivers salary on time.

* It has a very effective system and it is concerned with the writers more than the clients.

* It offers bonuses, learning opportunities, flexible work period, dispute resolution, 24/7 support through chat or PM, and direct communication with the clients through the messaging system.

Other sites, which I believe are legitimate, include: oDesk, AcademiaResearch, and AcademicExperts. There are also blogs that pay for original articles.

3) Bank Account

You must have a bank account, preferably international, or a debit/credit card, esp. with MasterCard or Visa logo. This is not to be used for registration or sign up fee but for receiving your salary because most legitimate companies don’t ask for any payments. To secure your debit/credit card, sign up for a free PayPal account.

4) Honesty is the Best Policy

Force yourself to do beyond your capability or limitations and ruin your reputation or be honest with yourself and gladly accept the fact that, indeed, there are times that you can’t do something no matter how much you want to. Focus on quality, not quantity. Do not plagiarize, follow instructions, and work ethics because everything that is haphazardly, badly, incorrectly or mistakenly done would always come back to give you another chance, if it’s not to haunt, annoy or make things more difficult for you.

How to get online jobs

There are various ways to generate income online but watch out for fraud sites.

1) Know your interest, abilities, and weaknesses.

2) Look for websites that will help you find or provide you job opportunities. Although business requires investment, most legitimate online job providers do not ask for any fees. Read forums to make sure, you’re on the right track before making a final decision.

3) Manage your time well. Work-life balance is essential for survival. Stick to your schedule and accomplish tasks on time.

4) When choosing a mode of payment, compare rates and convenience in receiving your salary.

PayPal

Make online payments or any financial transactions without revealing your bank account or credit card details the easy way. All you need is to sign up for a PayPal account. Registration is free and you can even earn up to $1,000 from it by referring new merchants to PayPal. Get a personalized referral link from the Referrals section (which can be found at the bottom of the page after you have logged in) or a banner like this:

WesternUnion

It does not require a credit card or bank account but be sure to give your real name and address.

Xoom

It takes more days for the processing but, at least, this is one of the safest way to transfer money. Sign up for free and be ready to provide your bank account details.

5) Bear in mind that good results are a product of hard work. The easier the job, the longer it will take you to earn much and the more time and effort it will waste.

6) Be trustworthy and maintain a good reputation.